In 2010, the PPACA was signed into law.[1] The PPACA was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government.[2] The PPACA marks the first federal law to comprehensively regulate the business of insurance since the enactment of the McCarran-Ferguson Act in 1945.[3]
The first prong of the McCarran-Ferguson...
