This note summarizes the relevant facts of Greenwood v. CompuCredit Corp., in which the Ninth Circuit determined that the Credit Repair Organizations Act (CROA) held that the plain meaning of CROA afforded consumers the definitive right to adjudication of all CROA disputes in judicial form. The author concludes that the Ninth Circuit erred in interpreting CROA in a way that was too inhospitable to arbitration agreements.
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